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It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

Frozen Banana Pops

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Frozen Banana Pops

Frozen banana pops! This is the perfect treat for kids! You can make these frozen bananas a million ways. We love them with chocolate, but we also like to freeze yogurt on it!

The instructions sounded so easy. Insert popsicle stick into banana. Dip banana into flavored yogurt. Freeze.

So I dipped, banana fell off the stick, into my bowl. I dipped again, yogurt wouldn’t stick to the banana. So I spooned the yogurt onto the banana instead, while the banana lay helpless on my paper plate. A better way was to insert the popsicle stick into a banana, and then FREEZE the bananas. AFTER they are frozen, you can dip in your yogurt, and roll in your toppings. This had much more success!

With our failed attempts, I don’t like wasting things. I froze the bananas anyway, right on the paper plate I had prepared them on. After frozen, I chopped up the frozen pieces. The kids can stab the peices with a fork or a toothpick. They were pretty good. They tasted like strawberry banana frozen Gogurt, with a little more banana. If they get too frozen, they are a bit difficult to bite into, so only freeze for about an hour or two, or let them sit on the counter for 15 minutes before you eat them. Toppings I thought would be good, but my kids wouldn’t try would have been nuts or granola.

So, with your frozen bananas rolled in yogurt, roll them a second time in foods like:
  • nuts
  • Granola
  • toasted coconut
  • chocolate
  • seeds

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